SINGAPORE REDEMPTION ONLINE Engagement of Redemption or Discharge of Mortgage service in this form includes Singapore Private Properties, Commercial Property, Industrial Property and HDB Flat and Shop. If you require to know our Charges for Redemption , please visit Singapore Property Quote .
As owner of property, you can download a digital record of your property ("title documen t") at MyProperty using your SingPass or CorpPass. You can then attach it to this form below.
OWNERSHIP & PROPERTY No. of Owners* If more than 2 owners, please upload his or her ID in ID Upload Section, and indicate in Message Section.
Select 1 2
Type of Property* Select HDB Flat Private Residential Commercial & Industrial Shophouse
Is Mortgage Loan fully paid?* "Yes" means no outstanding Loan owing to Bank
Select No Yes
Did you serve Redemption Notice on Bank?* If you have served a Notice on the Bank, please select "Yes", and indicate the specific Redemption Date below in this form.
Select No Yes
Do you want to authorise Bank to deduct from Acccount* Typical mode of payment is by way of Cashier's Order(s) (not cheque). Please specify if you wish the Bank to deduct the full redemption amount from your debiting account with the Bank. If so, we require a letter of authority in the Bank's approved format to be sent to us at least 14 days before redemption date.
Select No, payment by Cashier's Order(s) Yes, Subject to Bank Approval, Full Redemption Amount
OWNER 1 Owner 1 ID Type* Select NRIC (Pink) NRIC (Blue) Foreign Passport Company Registration
Owner 1 ID Country* Select Malaysia China Indonesia Afghanistan Albania Algeria American Samoa Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Colombia Comoros Congo, Democratic Republic of the Congo, Republic of the Costa Rica Côte d'Ivoire Croatia Cuba Curaçao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Faroe Islands Fiji Finland France French Polynesia Gabon Gambia Georgia Germany Ghana Greece Greenland Grenada Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Kiribati North Korea South Korea Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands New Zealand Nicaragua Niger Nigeria Northern Mariana Islands Norway Oman Pakistan Palau Palestine, State of Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Romania Russia Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Sint Maarten Slovakia Slovenia Solomon Islands Somalia South Africa Spain Sri Lanka Sudan Sudan, South Suriname Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican City Venezuela Vietnam Virgin Islands, British Virgin Islands, U.S. Yemen Zambia Zimbabwe
Owner 1 Country of Incorporation* Select Singapore Malaysia Afghanistan Albania Algeria American Samoa Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Colombia Comoros Congo, Democratic Republic of the Congo, Republic of the Costa Rica Côte d'Ivoire Croatia Cuba Curaçao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Faroe Islands Fiji Finland France French Polynesia Gabon Gambia Georgia Germany Ghana Greece Greenland Grenada Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Kiribati North Korea South Korea Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands New Zealand Nicaragua Niger Nigeria Northern Mariana Islands Norway Oman Pakistan Palau Palestine, State of Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Romania Russia Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Sint Maarten Slovakia Slovenia Solomon Islands Somalia South Africa Spain Sri Lanka Sudan Sudan, South Suriname Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican City Venezuela Vietnam Virgin Islands, British Virgin Islands, U.S. Yemen Zambia Zimbabwe
Owner 1 Director ID Type* Select NRIC (Pink) NRIC (Blue) Foreign Passport
Owner 1 Director Country* Select Malaysia China Indonesia Afghanistan Albania Algeria American Samoa Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Colombia Comoros Congo, Democratic Republic of the Congo, Republic of the Costa Rica Côte d'Ivoire Croatia Cuba Curaçao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Faroe Islands Fiji Finland France French Polynesia Gabon Gambia Georgia Germany Ghana Greece Greenland Grenada Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Kiribati North Korea South Korea Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands New Zealand Nicaragua Niger Nigeria Northern Mariana Islands Norway Oman Pakistan Palau Palestine, State of Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Romania Russia Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Sint Maarten Slovakia Slovenia Solomon Islands Somalia South Africa Spain Sri Lanka Sudan Sudan, South Suriname Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican City Venezuela Vietnam Virgin Islands, British Virgin Islands, U.S. Yemen Zambia Zimbabwe
OWNER 2 Owner 2 ID Type* Select NRIC (Pink) NRIC (Blue) Foreign Passport Company Registration
Owner 2 Country ID* Select Singapore Malaysia China Indonesia Afghanistan Albania Algeria American Samoa Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Colombia Comoros Congo, Democratic Republic of the Congo, Republic of the Costa Rica Côte d'Ivoire Croatia Cuba Curaçao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Faroe Islands Fiji Finland France French Polynesia Gabon Gambia Georgia Germany Ghana Greece Greenland Grenada Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Kiribati North Korea South Korea Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands New Zealand Nicaragua Niger Nigeria Northern Mariana Islands Norway Oman Pakistan Palau Palestine, State of Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Romania Russia Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Sint Maarten Slovakia Slovenia Solomon Islands Somalia South Africa Spain Sri Lanka Sudan Sudan, South Suriname Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican City Venezuela Vietnam Virgin Islands, British Virgin Islands, U.S. Yemen Zambia Zimbabwe
Owner 2 Country of Incorporation* Select Singapore Malaysia Afghanistan Albania Algeria American Samoa Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Colombia Comoros Congo, Democratic Republic of the Congo, Republic of the Costa Rica Côte d'Ivoire Croatia Cuba Curaçao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Faroe Islands Fiji Finland France French Polynesia Gabon Gambia Georgia Germany Ghana Greece Greenland Grenada Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Kiribati North Korea South Korea Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands New Zealand Nicaragua Niger Nigeria Northern Mariana Islands Norway Oman Pakistan Palau Palestine, State of Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Romania Russia Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Sint Maarten Slovakia Slovenia Solomon Islands Somalia South Africa Spain Sri Lanka Sudan Sudan, South Suriname Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican City Venezuela Vietnam Virgin Islands, British Virgin Islands, U.S. Yemen Zambia Zimbabwe
CPF CHARGE Apart from the existing Mortgage, is there a CPF Board Charge over the Property. If you have previously used CPF Funds, then likely to be "Yes". If Property is Commercial or Industrial, then select "No"
DISCHARGE DATE Propose Date of Discharge* Although your loan is fully paid, there will be documentation to be done and we need to liaise with the Bank, and time is required. Please allow a month for the processing of the Discharge.
Select 1 Month 2 Months 3 Months
REDEMPTION PAYMENT How are you repaying the redemption amount? The cost will be higher if you are wholly or partially repaying with CPF
Mode of Repayment* Unless you have signed a direct debit authorisation form with Bank, you will be required to procure a Singapore Bank's Cashier's Order to repay the loan.
Select Cash Only Cash & CPF CPF Only
Require Specific Date to Redeem Loan?* If you wish to specify the redemption date or have already serve a Redemption Notice, please select "Yes". For Term Loan, Bank usually requires at least 3 Months' notice period.
Select No Yes
Proposed Redemption Notice Period* This will be the date in which you make full repayment, and you should check the terms of your Loan. For Term Loan, Bank usually requires at least 3 Months' notice period, otherwise, you will need to pay interest in lieu. Do note that redemption should not take place on Public Holiday, Saturday, Eve of Major Holiday, or near end of month.
Select 3 Months 2 Months 1 Month
BANK The Bank is your existing Mortgagee in which you took a loan with. Before engaging us, for costs savings, you may wish to check with the Bank if Loh Eben Ong LLP can act for the Bank in the Redemption. We are on the Conveyancing Panels of various major local banks in Singapore. Note that you have to pay for both Bank and your own costs and expense in the Redemption (this is usually prescribed in the Mortgage).
Which Bank?* OCBC Bank* OCBC Bank may not appoint us unless you have served the Notice of Redemption through its branch and indicate that you wish to appoint a specific law firm and specify LOH EBEN ONG LLP. Please forward us a copy of the submitted form in due course.
Non-Panel Bank* We are not on this Bank's (or Financial Institution) panel, and the Bank may engage another Law firm to act for the Bank and apart from our costs, you will have pay its Law firm's charges. You may contact the Bank directly if it will engage us for the Redemption prior to engaging us. If you still wish to proceed, please confirm below.
TERMS OF ENGAGEMENT I/We AUTHORISE AND IRREVOCABLY INSTRUCT you to serve a Notice of Discharge / Redemption (as the case may be) on my/our behalf and to act in the discharge / redemption of the Property, and I/we undertake to pay all reasonable legal costs and expenses incurred thereto (as quoted). You may vary the Discharge / Redemption Date if my/our proposed discharge / redemption date is not appropriate.
I/We acknowledge that:
1. [Redemption Only] in the event of any change in the Redemption Date, and/or additional request for the Bank’s Redemption Statement from the Bank, there may be additional charges which shall be borne by me/us personally
2. [Redemption Only] there may be additional administration charges (eg. less than 2/3 months’ notice), penalties, clawback and other fee(s) charged by the Mortgagee as appearing in the Redemption Statement, and I/we will bear these charges and/or verify these directly with the Bank, if required
3. Bank may not engage LOH EBEN ONG LLP to act for them and may engage other law firm to act for them; and in that event, the additional charges shall be borne by me/us
4. [Payment with CPF Only] any additional charges/expense incurred relating to my CPF funds usage or CPF Board’s Charge should be borne by me/us (unless this has been quoted as part of your fees)
5. if there is more than 1 owner, your taking instructions (verbal, mail or email) from any one of us shall be deemed as instructions from all of us jointly and severally
6. [Corporate (Company) Loan(s) Only] any additional charges/expense incurred by you relating to the lodgment of Statement(s) of Satisfaction at ACRA; Deed(s) of Reassignment and/or other documents shall be borne by the Company
Agree to Terms of Engagement* Owner 1 Signature* Please SIGN using touchscreen devices, touch pads or mouse
Owner 2 Signature* Please SIGN using touchscreen devices, touch pads or mouse
FILES UPLOAD Owners' IDs NRIC, Passport, Director's ID (for Company), Business Profile
Title Documents If available, upload CT, SSCT, SCT, Lease or Title Search. You can get obtain a free digital title of your property at Singapore Land Authority's My Property by using your SingPass.
Other Documents If available, upload Redemption Notice, Bank's Letter, etc
MESSAGE TERMS Please review our Terms before you proceed
Terms of Service I am aware that I am submitting my own and other relevant persons' personal data (eg. name, ID number, telephone, email address) to enable you to prepare the requested legal document(s). The above particulars are true and correct to the best of my knowledge and belief. I also agree to your Terms .